/* ═══════════════════════════════════════════════════════════
   [MARCA] — landing page (retail-investing design)
   Bright, rounded, friendly. Cool white ground, a red brand
   accent on cool grey, neo-grotesque type, moderate radii. Light-first, with
   a dark mode that follows the OS preference.
   ═══════════════════════════════════════════════════════════ */

:root{
  --bg:#FFFFFF;
  --tint:#F4F6F8;
  --surface:#FFFFFF;
  --raise:#E9ECF0;
  --ink:#1C2026;
  --ink-2:#414B55;
  --muted:#525D66;
  --line:rgba(28,32,38,.12);
  --line-2:rgba(28,32,38,.22);
  --red:#F8313E;
  --red-2:#D2323D;
  --red-soft:#FFF0F1;
  --dark:#18181E;
  --dark-2:#22232B;
  --on-dark:#F4F6F8;
  --on-dark-mut:#A2A8B0;
  --up:#0E9F6E;
  --down:#D2323D;
  --on-red:#FFFFFF;

  --sans:"Figtree",system-ui,-apple-system,Segoe UI,Roboto,sans-serif;
  --mono:"DM Mono",ui-monospace,SFMono-Regular,Menlo,monospace;

  --wrap:1200px;
  --pad:clamp(18px,4vw,44px);
  --sec:clamp(64px,8.5vw,116px);
  --r:12px;
  --r-sm:10px;
  --shadow:0 1px 2px rgba(11,18,33,.05),0 14px 40px -20px rgba(11,18,33,.22);
  --shadow-lg:0 2px 6px rgba(11,18,33,.06),0 34px 70px -30px rgba(11,18,33,.34);
}
@media (prefers-color-scheme:dark){
  :root:not([data-theme="light"]){
    --bg:#101317; --tint:#171A20; --surface:#1C2026; --raise:#252A31;
    --ink:#F4F6F8; --ink-2:#C2C8CF; --muted:#8B939C;
    --line:rgba(244,246,248,.13); --line-2:rgba(244,246,248,.24);
    --red:#FF525D; --red-2:#F9656E; --red-soft:rgba(255,82,93,.15);
    --dark:#0B0D10; --dark-2:#171A20;
    --up:#34D399; --down:#FF7A82;
    --shadow:0 1px 2px rgba(0,0,0,.4),0 14px 40px -20px rgba(0,0,0,.7);
    --shadow-lg:0 2px 6px rgba(0,0,0,.5),0 34px 70px -30px rgba(0,0,0,.8);
  }
}
:root[data-theme="dark"]{
  --bg:#101317; --tint:#171A20; --surface:#1C2026; --raise:#252A31;
  --ink:#F4F6F8; --ink-2:#C2C8CF; --muted:#8B939C;
  --line:rgba(244,246,248,.13); --line-2:rgba(244,246,248,.24);
  --red:#FF525D; --red-2:#F9656E; --red-soft:rgba(255,82,93,.15);
  --dark:#0B0D10; --dark-2:#171A20;
  --up:#34D399; --down:#FF7A82;
  --shadow:0 1px 2px rgba(0,0,0,.4),0 14px 40px -20px rgba(0,0,0,.7);
  --shadow-lg:0 2px 6px rgba(0,0,0,.5),0 34px 70px -30px rgba(0,0,0,.8);
}

/* ─── BASE ─── */
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:110px}
body{margin:0;background:var(--bg);color:var(--ink);
  font:400 16px/1.68 var(--sans);-webkit-font-smoothing:antialiased;overflow-x:hidden}
img,svg{max-width:100%}
a{color:inherit;text-decoration:none}
h1,h2,h3,h4{margin:0;font-weight:700;letter-spacing:-.03em;line-height:1.14}
p{margin:0}
ul,ol,dl,dd{margin:0;padding:0;list-style:none}
button{font:inherit;color:inherit;background:none;border:0;cursor:pointer}
input,textarea{font:inherit;color:inherit}
::selection{background:var(--red);color:#fff}
:focus-visible{outline:3px solid var(--red-soft);outline-offset:2px;border-radius:6px}
.wrap{max-width:var(--wrap);margin:0 auto;padding-inline:var(--pad)}
.up{color:var(--up)}.down{color:var(--down)}
.skip{position:absolute;left:-9999px;top:8px;z-index:200;background:var(--red);color:#fff;padding:12px 18px;border-radius:var(--r-sm)}
.skip:focus{left:12px}
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}
  html{scroll-behavior:auto}
}

/* ─── PRIMITIVES ─── */
.eyebrow{margin:0 0 14px;font:700 12px/1 var(--sans);letter-spacing:.1em;text-transform:uppercase;color:var(--red)}
.dot{width:7px;height:7px;border-radius:50%;background:var(--up);flex:none;
  box-shadow:0 0 0 0 color-mix(in srgb,var(--up) 55%,transparent);animation:dot 2.4s ease-out infinite}
@keyframes dot{70%{box-shadow:0 0 0 7px transparent}100%{box-shadow:0 0 0 0 transparent}}

.pill{display:inline-flex;align-items:center;gap:9px;padding:8px 15px;margin:0 0 24px;
  background:var(--red-soft);color:var(--red);border-radius:100px;font:600 13px/1 var(--sans)}
.pill__dot{width:6px;height:6px;border-radius:50%;background:currentColor;flex:none}

.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;
  padding:14px 26px;border-radius:100px;font:700 15px/1 var(--sans);letter-spacing:-.01em;
  border:2px solid transparent;transition:background .2s,color .2s,border-color .2s,transform .2s}
.btn--solid{background:var(--red);color:var(--on-red);border-color:var(--red)}
.btn--solid:hover{background:var(--red-2);border-color:var(--red-2);transform:translateY(-1px)}
.btn--line{border-color:var(--line-2);color:var(--ink)}
.btn--line:hover{border-color:var(--red);color:var(--red)}
.btn--lineLight{border-color:rgba(238,242,249,.35);color:var(--on-dark)}
.btn--lineLight:hover{border-color:var(--on-dark);background:rgba(238,242,249,.08)}
.btn--ghost{color:var(--ink-2);padding-inline:12px;font-weight:600}
.btn--ghost:hover{color:var(--red)}
.btn--lg{padding:17px 32px;font-size:16px}
.btn--full{width:100%;margin-top:6px}

.lnk{display:inline-flex;align-items:center;gap:7px;color:var(--red);font:700 15px/1 var(--sans);
  transition:gap .2s;align-self:flex-start}
.lnk::after{content:"→"}
.lnk:hover{gap:11px}

/* ─── TOP BAR ─── */
.topbar{background:var(--dark);color:var(--on-dark-mut);font-size:13px}
.topbar__in{display:flex;align-items:center;justify-content:space-between;gap:20px;height:40px}
.topbar__left{display:flex;align-items:center;gap:10px}
.topbar__sep{width:1px;height:12px;background:rgba(238,242,249,.2)}
.topbar__right{display:flex;align-items:center;gap:24px}
.topbar__right a{transition:color .2s}
.topbar__right a:hover{color:#fff}
@media(max-width:900px){.topbar__right a:not(:last-child){display:none}}
@media(max-width:560px){.topbar__left span:not(.dot):not(:first-of-type){display:none}.topbar__sep{display:none}}

/* ─── HEADER ─── */
.head{position:sticky;top:0;z-index:70;background:color-mix(in srgb,var(--bg) 90%,transparent);
  backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border-bottom:1px solid transparent;transition:border-color .2s,box-shadow .2s}
.head.is-stuck{border-bottom-color:var(--line);box-shadow:0 4px 24px -14px rgba(11,18,33,.3)}
.head__in{display:flex;align-items:center;gap:clamp(14px,2.4vw,34px);height:72px}
.brand{display:flex;align-items:center;gap:11px;flex:none}
.brand__mark{width:32px;height:32px;flex:none}
.brand__mark rect{fill:var(--red)}
.brand__mark path{stroke:#fff}
.brand__name{font:800 19px/1 var(--sans);letter-spacing:-.04em}
.brand--light .brand__name{color:var(--on-dark)}
.nav{display:flex;align-items:center;gap:clamp(12px,1.8vw,28px);margin-right:auto}
.nav a{position:relative;font:600 15px/1 var(--sans);color:var(--ink-2);padding:9px 0;white-space:nowrap;transition:color .2s}
.nav a:hover,.nav a.is-active{color:var(--red)}
.head__act{display:flex;align-items:center;gap:9px;flex:none}

.lang{position:relative}
.lang__btn{display:flex;align-items:center;gap:6px;padding:9px 12px;border:1.5px solid var(--line-2);border-radius:100px;
  font:700 13px/1 var(--sans);transition:border-color .2s,color .2s}
.lang__btn:hover{border-color:var(--red);color:var(--red)}
.lang__btn svg{width:15px;height:15px;fill:none;stroke:currentColor;stroke-width:1.6;opacity:.7}
.lang__menu{position:absolute;top:calc(100% + 8px);right:0;min-width:168px;background:var(--surface);
  border:1px solid var(--line);border-radius:var(--r-sm);box-shadow:var(--shadow);padding:6px;
  opacity:0;visibility:hidden;transform:translateY(-6px);transition:opacity .18s,transform .18s,visibility .18s;z-index:90}
.lang.is-open .lang__menu{opacity:1;visibility:visible;transform:none}
.lang__menu button{display:flex;align-items:center;gap:11px;width:100%;padding:10px 12px;border-radius:8px;
  font:600 14px/1 var(--sans);color:var(--ink-2);transition:background .16s,color .16s}
.lang__menu button b{font-size:12px;color:var(--muted);width:22px}
.lang__menu button:hover{background:var(--tint);color:var(--ink)}
.lang__menu button.is-on,.lang__menu button.is-on b{color:var(--red)}

.theme{display:grid;place-items:center;width:38px;height:38px;border:1.5px solid var(--line-2);border-radius:100px;transition:border-color .2s,color .2s}
.theme:hover{border-color:var(--red);color:var(--red)}
.theme svg{width:16px;height:16px;fill:none;stroke:currentColor;stroke-width:1.7;stroke-linecap:round}
.theme__moon{display:none}
:root[data-theme="dark"] .theme__sun{display:none}
:root[data-theme="dark"] .theme__moon{display:block}
@media(prefers-color-scheme:dark){:root:not([data-theme="light"]) .theme__sun{display:none}
:root:not([data-theme="light"]) .theme__moon{display:block}}

.burger{display:none;flex-direction:column;justify-content:center;gap:4px;width:40px;height:38px;border:1.5px solid var(--line-2);border-radius:100px}
.burger span{display:block;width:16px;height:2px;border-radius:2px;background:currentColor;margin-inline:auto;transition:transform .22s,opacity .22s}
.burger[aria-expanded="true"] span:nth-child(1){transform:translateY(6px) rotate(45deg)}
.burger[aria-expanded="true"] span:nth-child(2){opacity:0}
.burger[aria-expanded="true"] span:nth-child(3){transform:translateY(-6px) rotate(-45deg)}
@media(max-width:1080px){
  .head__login{display:none}
  .burger{display:flex}
  .nav{position:absolute;top:100%;left:0;right:0;flex-direction:column;align-items:stretch;gap:0;
    background:var(--surface);border-bottom:1px solid var(--line);box-shadow:var(--shadow);
    padding:0 var(--pad);max-height:0;overflow:hidden;transition:max-height .3s ease}
  .nav.is-open{max-height:70vh;overflow:auto;padding-bottom:16px}
  .nav a{padding:16px 0;border-bottom:1px solid var(--line);font-size:16px}
}
@media(max-width:680px){.theme{display:none}}
@media(max-width:520px){
  .head__in{height:64px;gap:9px}
  .brand__name{font-size:17px}
  .head__act .btn--solid{padding:12px 16px;font-size:14px}
}

/* ─── HERO ─── */
.hero{padding-top:clamp(40px,6vw,72px);position:relative;overflow:hidden}
.hero::before{content:"";position:absolute;top:-180px;right:-140px;width:620px;height:620px;border-radius:50%;
  background:radial-gradient(circle,var(--red-soft),transparent 66%);pointer-events:none}
.hero__in{position:relative;display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(32px,5vw,72px);
  align-items:center;padding-bottom:clamp(44px,6vw,72px)}
.hero__h1{font-size:clamp(34px,5.2vw,60px);letter-spacing:-.04em;margin-bottom:22px}
.hero__h1 em{font-style:normal;color:var(--red)}
.hero__sub{font-size:clamp(16px,1.6vw,19px);line-height:1.62;color:var(--ink-2);max-width:46ch;margin-bottom:30px}
.hero__cta{display:flex;flex-wrap:wrap;gap:12px;margin-bottom:26px}
.hero__pts{display:flex;flex-wrap:wrap;gap:10px 22px}
.hero__pts li{position:relative;padding-left:24px;font-size:14.5px;color:var(--ink-2)}
.hero__pts li::before{content:"";position:absolute;left:0;top:6px;width:14px;height:8px;
  border-left:2.4px solid var(--up);border-bottom:2.4px solid var(--up);transform:rotate(-45deg);border-radius:1px}

/* the phone sits right so the floating badge has clear space */
.hero__art{position:relative;display:flex;justify-content:flex-end}
.phone{width:min(320px,86vw);background:var(--surface);border:1px solid var(--line);
  border-radius:30px;padding:20px;box-shadow:var(--shadow-lg)}
.phone__hd{display:flex;align-items:baseline;justify-content:space-between;gap:12px;margin-bottom:6px}
.phone__hd>span:first-child{font:600 13px/1 var(--sans);color:var(--muted)}
.phone__bal{font:800 26px/1 var(--sans);letter-spacing:-.04em;font-variant-numeric:tabular-nums}
.phone__chg{font:600 13.5px/1 var(--sans);font-variant-numeric:tabular-nums}
.phone__chart{width:100%;height:96px;margin:16px 0 12px;display:block}
.pfill-a{stop-color:var(--red);stop-opacity:.22}
.pfill-b{stop-color:var(--red);stop-opacity:0}
#pLine{stroke:var(--red)}
.phone__list li{display:flex;align-items:center;justify-content:space-between;gap:10px;
  padding:11px 0;border-top:1px solid var(--line);font-size:13.5px}
.phone__list b{font-weight:700}
.phone__list span{font-variant-numeric:tabular-nums;color:var(--muted)}
.phone__list i{font-style:normal;font-weight:700;font-variant-numeric:tabular-nums}

.hero__badge{position:absolute;left:0;bottom:38px;background:var(--surface);border:1px solid var(--line);
  border-radius:var(--r);padding:14px 18px;box-shadow:var(--shadow);max-width:170px}
.hero__badge__n{display:block;font:800 24px/1 var(--sans);letter-spacing:-.04em;color:var(--red)}
.hero__badge__l{display:block;font-size:12.5px;color:var(--muted);margin-top:5px;line-height:1.4}
@media(max-width:960px){.hero__in{grid-template-columns:1fr}.hero__badge{display:none}}
@media(max-width:440px){.hero__cta .btn{width:100%}}

/* ─── ASSET TABS + QUOTES ─── */
.tabs{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:20px}
.tabs button{padding:10px 18px;border-radius:100px;border:1.5px solid var(--line);
  font:600 14px/1 var(--sans);color:var(--ink-2);transition:background .2s,color .2s,border-color .2s}
.tabs button.is-on{background:var(--red);color:#fff;border-color:var(--red)}
.tabs button:not(.is-on):hover{border-color:var(--red);color:var(--red)}
.quotes{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;padding-bottom:clamp(40px,6vw,68px)}
.quote{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:18px 20px;transition:border-color .2s,transform .2s}
.quote:hover{border-color:var(--red);transform:translateY(-2px)}
.quote__sym{font:700 14.5px/1 var(--sans);margin-bottom:4px}
.quote__name{font-size:12px;color:var(--muted);display:block;margin-bottom:14px}
.quote__px{font:700 19px/1 var(--sans);letter-spacing:-.03em;font-variant-numeric:tabular-nums}
.quote__chg{font:600 13px/1 var(--sans);font-variant-numeric:tabular-nums;margin-left:8px}
@media(max-width:900px){.quotes{grid-template-columns:repeat(2,1fr)}}

/* ─── STATS ─── */
.stats{background:var(--tint);border-block:1px solid var(--line)}
.stats__in{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;padding-block:34px}
.stat b{display:block;font:800 clamp(26px,3.2vw,34px)/1 var(--sans);letter-spacing:-.04em;color:var(--red)}
.stat span{display:block;font-size:13.5px;color:var(--muted);margin-top:7px}
@media(max-width:720px){.stats__in{grid-template-columns:repeat(2,1fr);gap:26px}}

/* ─── SECTIONS ─── */
.sec{padding-block:var(--sec)}
.sec--tint{background:var(--tint)}
.sec--dark{background:var(--dark);color:var(--on-dark)}
.sechead{max-width:640px;margin-bottom:clamp(34px,4.5vw,56px)}
.sechead--center{max-width:640px;margin-inline:auto;text-align:center}
.sechead--light .sechead__p{color:var(--on-dark-mut)}
.sechead__h{font-size:clamp(27px,3.6vw,44px);letter-spacing:-.035em;margin-bottom:16px}
.sechead__p{font-size:16.5px;line-height:1.7;color:var(--ink-2)}

/* ─── CARDS ─── */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(16px,2vw,24px)}
.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);
  padding:clamp(24px,2.8vw,32px);display:flex;flex-direction:column;transition:border-color .22s,transform .22s,box-shadow .22s}
.card:hover{border-color:var(--red);transform:translateY(-3px);box-shadow:var(--shadow)}
.card__ico{font-size:26px;margin-bottom:16px}
.card__num{display:inline-block;font:700 12px/1 var(--mono);color:var(--red);letter-spacing:.12em;margin-bottom:16px}
.card h3{font-size:20px;margin-bottom:10px}
.card p{font-size:14.5px;color:var(--ink-2);line-height:1.68;margin-bottom:18px;flex:1}
.card--dark{background:var(--dark-2);border-color:rgba(238,242,249,.12)}
.card--dark:hover{border-color:var(--red)}
.card--dark p{color:var(--on-dark-mut);margin-bottom:0}
@media(max-width:880px){.cards{grid-template-columns:1fr}}

/* ─── FEES ─── */
.fees{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:clamp(16px,2vw,24px)}
.fee{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:clamp(24px,3vw,36px)}
.fee--hero{background:var(--red);border-color:var(--red);color:#fff}
.fee p.fee__k{font:800 clamp(44px,6vw,68px)/1 var(--sans);letter-spacing:-.05em;color:var(--red);margin-bottom:14px}
.fee--hero p.fee__k{color:#fff}
.fee h3{font-size:18px;margin-bottom:10px}
.fee p{font-size:14px;line-height:1.68;color:var(--ink-2)}
.fee--hero p{color:rgba(255,255,255,.85)}
.fees__note{margin-top:20px;font-size:13px;color:var(--muted);line-height:1.7;max-width:80ch}
@media(max-width:880px){.fees{grid-template-columns:1fr}}

/* ─── TRUST ─── */
.trust{display:grid;grid-template-columns:1fr 1fr;gap:clamp(32px,5vw,68px);align-items:center}
.trust__grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.trust__item{background:var(--tint);border-radius:var(--r);padding:22px}
.trust__item b{display:block;font-size:15.5px;margin-bottom:6px}
.trust__item span{font-size:13.5px;color:var(--muted);line-height:1.55}
@media(max-width:880px){.trust{grid-template-columns:1fr}}
@media(max-width:460px){.trust__grid{grid-template-columns:1fr}}

/* ─── STORES ─── */
.stores{display:flex;flex-wrap:wrap;gap:12px;justify-content:center;margin-top:34px}
.store{display:inline-flex;align-items:center;gap:12px;padding:12px 24px;border:1.5px solid rgba(238,242,249,.3);
  border-radius:100px;transition:border-color .2s,background .2s}
.store:hover{border-color:#fff;background:rgba(238,242,249,.08)}
.store small{display:block;font-size:11px;color:var(--on-dark-mut)}
.store b{font-size:15px;font-weight:700}

/* ─── FAQ ─── */
.faq{display:grid;grid-template-columns:.72fr 1fr;gap:clamp(32px,5vw,72px);align-items:start}
.faq__head{position:sticky;top:112px}
.faq__head .lnk{margin-top:18px}
.qa{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);margin-bottom:12px;transition:border-color .2s}
.qa[open]{border-color:var(--red)}
.qa summary{display:flex;align-items:flex-start;justify-content:space-between;gap:18px;
  padding:20px 24px;cursor:pointer;list-style:none;font-size:16.5px;font-weight:700;line-height:1.45}
.qa summary::-webkit-details-marker{display:none}
.qa summary::after{content:"";flex:none;width:11px;height:11px;margin-top:6px;
  border-right:2.4px solid var(--red);border-bottom:2.4px solid var(--red);transform:rotate(45deg);transition:transform .25s}
.qa[open] summary::after{transform:rotate(-135deg)}
.qa__a{padding:0 24px 22px}
.qa__a p{font-size:15px;line-height:1.75;color:var(--ink-2)}
@media(max-width:900px){.faq{grid-template-columns:1fr}.faq__head{position:static}}

/* ─── CLOSING ─── */
.close{background:var(--dark);color:var(--on-dark);padding-block:clamp(60px,8vw,104px);text-align:center;position:relative;overflow:hidden}
.close::before{content:"";position:absolute;top:-160px;left:50%;transform:translateX(-50%);width:700px;height:520px;
  background:radial-gradient(circle,rgba(248,49,62,.20),transparent 66%);pointer-events:none}
.close__in{position:relative;max-width:720px;margin:0 auto}
.close__h{font-size:clamp(28px,4.2vw,48px);letter-spacing:-.04em;margin-bottom:16px}
.close__p{font-size:17px;line-height:1.65;color:var(--on-dark-mut);margin-bottom:32px}
.close__cta{display:flex;flex-wrap:wrap;gap:12px;justify-content:center}
@media(max-width:440px){.close__cta .btn{width:100%}}

/* ─── CONTACT ─── */
.contact{display:grid;grid-template-columns:1fr .85fr;gap:clamp(32px,5vw,72px);align-items:start}
.contact__meta{margin-top:30px;display:grid;gap:12px}
.contact__meta>div{display:flex;align-items:center;justify-content:space-between;gap:16px;
  background:var(--tint);border-radius:var(--r-sm);padding:14px 18px}
.contact__meta dt{font-size:13px;color:var(--muted);font-weight:600}
.contact__meta dd{font-size:14.5px;font-weight:700}
.contact__meta dd a{transition:color .2s}
.contact__meta dd a:hover{color:var(--red)}
.form{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:clamp(24px,3vw,34px);box-shadow:var(--shadow)}
.field{margin-bottom:18px}
.field label{display:block;font-size:13px;font-weight:700;color:var(--ink-2);margin-bottom:8px}
.field input,.field textarea{width:100%;padding:14px 16px;background:var(--bg);border:1.5px solid var(--line);
  border-radius:var(--r-sm);font-size:15px;transition:border-color .2s;resize:vertical}
.field input::placeholder,.field textarea::placeholder{color:var(--muted)}
.field input:focus,.field textarea:focus{outline:none;border-color:var(--red)}
.field input:user-invalid,.field textarea:user-invalid{border-color:var(--down)}
.form__note{margin-top:14px;font-size:12.5px;color:var(--muted);text-align:center;line-height:1.6}
.form__ok{margin-top:14px;padding:13px;border-radius:var(--r-sm);background:var(--red-soft);color:var(--red);font-size:14px;font-weight:600;text-align:center}
@media(max-width:880px){.contact{grid-template-columns:1fr}}
@media(max-width:420px){.contact__meta>div{flex-direction:column;align-items:flex-start;gap:7px}}

/* ─── REGISTRATION MODAL ─── */
.reg-overlay{display:none;position:fixed;inset:0;background:rgba(28,32,38,0.8);backdrop-filter:blur(4px);z-index:2000;align-items:center;justify-content:center;padding:20px}
.reg-overlay.active{display:flex}
.reg-modal{background:var(--surface);border:1px solid var(--line);width:100%;max-width:460px;border-radius:12px;padding:32px;box-shadow:var(--shadow-lg);position:relative;max-height:90vh;overflow-y:auto}
.reg-modal h3{font-size:1.5rem;font-weight:700;color:var(--ink);margin-bottom:8px}
.reg-modal .reg-sub{color:var(--muted);font-size:0.9rem;margin-bottom:24px}
.reg-close{position:absolute;top:14px;right:16px;background:none;border:none;font-size:1.6rem;cursor:pointer;color:var(--muted);line-height:1;transition:color .2s}
.reg-close:hover{color:var(--ink)}
.reg-form{display:grid;gap:12px}
.reg-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.reg-form input{width:100%;padding:12px 14px;border:1px solid var(--line);border-radius:8px;font-size:0.9rem;font-family:inherit;background:var(--bg);color:var(--ink)}
.reg-form input::placeholder{color:var(--muted)}
.reg-form input:focus{outline:none;border-color:var(--red)}
.reg-submit{padding:14px;background:var(--red);color:#fff;border:none;border-radius:8px;font-weight:600;font-size:0.95rem;cursor:pointer;margin-top:8px;font-family:inherit;transition:background .2s}
.reg-submit:hover{background:var(--red-2)}
.reg-submit:disabled{opacity:0.6;cursor:not-allowed}
.reg-msg{font-size:0.88rem;padding:10px 12px;border-radius:8px;display:none;margin-bottom:8px}
.reg-msg.error{display:block;background:rgba(239,68,68,0.1);color:#fca5a5;border:1px solid rgba(239,68,68,0.3)}
.reg-msg.success{display:block;background:rgba(34,197,94,0.1);color:#86efac;border:1px solid rgba(34,197,94,0.3)}
.reg-login{font-size:0.88rem;color:var(--muted);text-align:center;margin-top:16px}
.reg-login a{color:var(--red);font-weight:500;transition:color .2s}
.reg-login a:hover{color:var(--red-2)}
@media(max-width:480px){.reg-row{grid-template-columns:1fr}.reg-modal{padding:24px}}

/* ─── FOOTER ─── */
.foot{background:var(--dark);color:var(--on-dark-mut);padding-top:clamp(52px,7vw,80px);font-size:14px}
.foot__top{display:grid;grid-template-columns:1fr 2fr;gap:clamp(32px,5vw,64px);padding-bottom:44px;border-bottom:1px solid rgba(238,242,249,.12)}
.foot__tag{margin:18px 0 22px;line-height:1.7;max-width:36ch}
.foot__addr{font-size:12.5px;line-height:1.7}
.foot__addr b{display:block;font-size:12px;color:var(--on-dark);margin-bottom:7px;font-weight:700}
.foot__cols{display:grid;grid-template-columns:repeat(4,1fr);gap:clamp(18px,2.4vw,30px)}
.foot__cols h3{font-size:14px;color:var(--on-dark);margin-bottom:16px;font-weight:700}
.foot__cols li{margin-bottom:11px}
.foot__cols a{font-size:13.5px;transition:color .2s}
.foot__cols a:hover{color:#fff}
.foot__legal{padding-block:30px;border-bottom:1px solid rgba(238,242,249,.12);display:grid;gap:13px}
.foot__legal p{font-size:12px;line-height:1.75}
.foot__legal b{color:var(--on-dark);font-weight:700}
.foot__bar{display:flex;align-items:center;justify-content:space-between;gap:18px;flex-wrap:wrap;padding-block:24px 30px;font-size:12.5px}
.foot__bar nav{display:flex;gap:22px}
.foot__bar a:hover{color:#fff}
@media(max-width:980px){.foot__top{grid-template-columns:1fr}.foot__cols{grid-template-columns:repeat(2,1fr)}}

/* ─── RISK BAR ─── */
.riskbar{position:fixed;left:0;right:0;bottom:0;z-index:80;background:var(--dark-2);color:var(--on-dark-mut);
  border-top:2px solid var(--red);transform:translateY(100%);transition:transform .36s ease}
.riskbar.is-on{transform:none}
.riskbar__in{display:flex;align-items:center;gap:16px;padding-block:12px}
.riskbar p{font-size:12px;line-height:1.55}
.riskbar button{font-size:22px;line-height:1;opacity:.6;padding:2px 6px;flex:none;transition:opacity .2s}
.riskbar button:hover{opacity:1}

/* ─── REVEAL ─── */
.rv{opacity:0;transform:translateY(16px);transition:opacity .6s ease,transform .6s ease}
.rv.is-in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.rv{opacity:1;transform:none}}

/* ─── INSTRUMENTS ─── */
.instr{display:grid;grid-template-columns:repeat(6,1fr);gap:12px}
.instr__i{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);
  padding:24px 18px;text-align:center;transition:border-color .2s,transform .2s}
.instr__i:hover{border-color:var(--red);transform:translateY(-2px)}
.instr__i b{display:block;font:800 clamp(24px,2.8vw,30px)/1 var(--sans);letter-spacing:-.04em;color:var(--red)}
.instr__i span{display:block;font-size:12.5px;color:var(--muted);margin-top:9px;line-height:1.45}
.instr__cta{margin-top:26px;text-align:center}
.instr__cta .lnk{align-self:center}
@media(max-width:1000px){.instr{grid-template-columns:repeat(3,1fr)}}
@media(max-width:560px){.instr{grid-template-columns:repeat(2,1fr)}}

/* ─── ARTICLES ─── */
.arts{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(14px,1.8vw,20px)}
.art{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);
  padding:24px;display:flex;flex-direction:column;gap:12px;transition:border-color .2s,transform .2s,box-shadow .2s}
.art:hover{border-color:var(--red);transform:translateY(-3px);box-shadow:var(--shadow)}
.art__c{font:700 11px/1 var(--sans);letter-spacing:.1em;text-transform:uppercase;color:var(--red)}
.art h3{font-size:17px;line-height:1.4;letter-spacing:-.02em}
.art::after{content:"→";color:var(--red);font-weight:700;margin-top:auto}
@media(max-width:900px){.arts{grid-template-columns:1fr}}